/* Valuation Group, valuationgroup.au. Restrained editorial identity: navy, paper, a line of gold. */
:root{--navy:#102c43;--deep:#0a2032;--blue:#476c87;--gold:#c5a66b;--gold-deep:#9d8047;--gold-ink:#7a6335;--pale:#eef3f6;--pale-2:#f7f9fa;--paper:#fff;--ink:#163044;--muted:#586875;--line:#d8e1e7;--line-dark:#3c576c;--serif:'DM Serif Display',Georgia,'Times New Roman',serif;--sans:'DM Sans',ui-sans-serif,system-ui,-apple-system,Segoe UI,Helvetica,Arial,sans-serif;--shadow:0 16px 40px rgba(16,44,67,.08);--ease:cubic-bezier(.2,.7,.2,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:7rem;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:1rem;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,textarea,select,summary{-webkit-tap-highlight-color:transparent}a,button,summary{touch-action:manipulation}button{cursor:pointer}
img,svg{display:block;max-width:100%;height:auto}p{margin:0 0 1.25rem}
h1,h2,h3,h4{line-height:1.12;margin:0;font-weight:400;overflow-wrap:anywhere}h1,h2{font-family:var(--serif);letter-spacing:-.025em}h1 em,h2 em,h3 em{font-style:italic;font-weight:400;color:var(--blue)}
h2{font-size:clamp(2.1rem,3.6vw,3.6rem)}h3{font-family:var(--sans);font-size:1.25rem;font-weight:600;line-height:1.3}h4{font-size:1.05rem;font-weight:600}
ul,ol{padding-left:1.25rem}li+li{margin-top:.6rem}
:focus-visible{outline:3px solid #4284b3;outline-offset:4px}::selection{background:#d0e5f3;color:var(--navy)}[hidden]{display:none!important}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.container{width:min(1296px,calc(100% - 112px));margin-inline:auto}.narrow{max-width:860px}.section{padding-block:104px}.section-tight{padding-block:72px}
.eyebrow{font:600 .75rem/1.6 var(--sans);letter-spacing:.12em;text-transform:uppercase;margin-bottom:1.3rem;color:var(--blue)}.eyebrow-gold{color:var(--gold-ink)}
.muted{color:var(--muted)}.small{font-size:.875rem}.tabular{font-variant-numeric:tabular-nums}
.skip-link{position:fixed;left:1rem;top:-8rem;z-index:100;padding:1rem;background:var(--navy);color:#fff}.skip-link:focus{top:1rem}

/* Header */
.topline{background:var(--deep);color:#c1d0db;font-size:.8rem}.topline .container{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:1rem}.topline strong{font-weight:500;color:#fff;margin-left:.5rem}.topline a:hover strong{color:var(--gold)}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:saturate(180%) blur(10px);-webkit-backdrop-filter:saturate(180%) blur(10px);z-index:30;border-bottom:1px solid var(--line);transition:box-shadow .25s}.site-header.is-stuck{box-shadow:0 8px 30px rgba(16,44,67,.08)}
.nav-row{height:92px;display:flex;align-items:center;gap:36px}.logo{display:block;flex-shrink:0;width:236px}.logo img{width:100%;height:auto}
.desktop-nav{margin-left:auto;display:flex;align-items:center;gap:28px;font-size:.9rem;font-weight:500}.desktop-nav a,.desktop-nav summary{padding:.6rem 0}.desktop-nav>a:hover,.desktop-nav a[aria-current],.desktop-nav details[open]>summary{color:#245d84}
.desktop-nav>a{position:relative}.desktop-nav>a:after{content:'';position:absolute;left:0;right:0;bottom:2px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}.desktop-nav>a:hover:after,.desktop-nav>a[aria-current]:after{transform:scaleX(1)}
.menu{position:relative}.menu summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:8px}.menu summary::-webkit-details-marker{display:none}.menu summary svg{width:12px;height:12px;transition:transform .2s}.menu[open] summary svg{transform:rotate(180deg)}
.dropdown{position:absolute;top:calc(100% + 18px);left:-24px;min-width:300px;padding:10px 0;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);animation:drop .18s var(--ease)}.dropdown-wide{min-width:640px;display:grid;grid-template-columns:1fr 1fr;padding:12px 8px}
@keyframes drop{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.dropdown a{display:flex;justify-content:space-between;align-items:baseline;gap:1.5rem;padding:11px 24px;font-weight:400}.dropdown a:hover{background:var(--pale);color:var(--navy)}.dropdown a span:last-child{color:var(--muted);font-size:.8rem}.dropdown .all{border-top:1px solid var(--line);margin-top:6px;padding-top:12px;font-weight:600;color:var(--blue)}.dropdown-wide .all{grid-column:1/-1}
.header-contact{font-size:.875rem;font-weight:600;border:1px solid var(--navy);padding:12px 18px;display:flex;align-items:center;gap:22px;transition:background .2s,color .2s}.header-contact:hover{background:var(--navy);color:#fff}.header-contact>span{font-size:1.1rem}
.mobile-menu{display:none}

/* Buttons and links */
.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:54px;padding:14px 22px;background:var(--navy);border:1px solid var(--navy);color:#fff;font-size:.9rem;font-weight:500;line-height:1.5;transition:background .2s,transform .2s,box-shadow .2s;cursor:pointer}.button>span{font-size:1.25rem;font-weight:400;line-height:1}.button:hover{background:#204862;transform:translateY(-2px);box-shadow:0 10px 24px rgba(16,44,67,.18)}
.button-white{background:#fff;border-color:#fff;color:var(--navy)}.button-white:hover{background:#e7f0f6}.button-gold{background:var(--gold);border-color:var(--gold);color:var(--deep)}.button-gold:hover{background:#d3b77f}.button-outline{background:transparent;color:var(--navy)}.button-outline:hover{background:var(--pale)}.button-block{width:100%}
.quiet-link,.text-link{display:inline-flex;align-items:center;gap:14px;font-size:.9rem;font-weight:600;line-height:1.5}.quiet-link:hover,.text-link:hover{color:#2a668f}.text-link{padding-bottom:6px;border-bottom:1px solid #8aa2b2}.text-link>span{font-size:1.15rem}.quiet-link svg{width:19px;height:19px}
.inline-links{display:flex;align-items:center;flex-wrap:wrap;gap:15px 30px}
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border:1px solid var(--line);font-size:.85rem;background:#fff}.pill:hover{border-color:var(--navy)}

/* Hero */
.home-hero{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;padding-top:56px;padding-bottom:64px;align-items:center}.hero-copy>.eyebrow{display:flex;align-items:center;gap:12px;letter-spacing:.1em}.tiny-rule{height:1px;width:26px;background:var(--gold);display:inline-block}
.home-hero h1{font-size:clamp(3.4rem,6.4vw,6.6rem);line-height:1.01;letter-spacing:-.04em}.hero-description{font-size:1.12rem;line-height:1.8;max-width:460px;margin-top:26px;color:var(--muted)}
.hero-actions{display:flex;align-items:center;gap:26px;flex-wrap:wrap;margin-top:32px}.hero-assurance{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:32px;color:var(--muted);font-size:.8rem}.hero-assurance span:before{content:'\2713';margin-right:9px;color:var(--gold-ink)}
.hero-visual{position:relative;min-width:0;isolation:isolate}
.report-card{position:relative;background:#fff;border:1px solid var(--line);box-shadow:0 30px 60px rgba(10,32,50,.14);padding:34px 36px 30px;max-width:460px;margin-left:auto;transform:rotate(-1.2deg);transition:transform .6s var(--ease)}.hero-visual:hover .report-card{transform:rotate(0)}
.report-card:before{content:'';position:absolute;inset:0;background:linear-gradient(120deg,transparent 60%,rgba(197,166,107,.08));pointer-events:none}
.report-card-head{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding-bottom:16px;font-size:.68rem;letter-spacing:.12em;color:var(--muted);text-transform:uppercase}.report-card-head img{width:120px}
.report-card h2{font-size:1.7rem;margin:22px 0 6px;letter-spacing:-.02em}.report-card .rc-sub{font-size:.8rem;color:var(--muted);margin-bottom:18px}
.rc-row{display:grid;grid-template-columns:28px 1fr auto;gap:12px;align-items:center;padding:11px 0;border-top:1px solid var(--line);font-size:.875rem}.rc-row span:first-child{color:var(--blue);font-size:.7rem}.rc-row .tick{color:var(--gold-ink)}
.rc-value{margin-top:18px;background:var(--navy);color:#fff;padding:16px 18px;display:flex;justify-content:space-between;align-items:baseline;gap:12px}.rc-value span:first-child{font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:#b8ccda}.rc-value strong{font:400 1.35rem var(--serif);letter-spacing:-.01em}
.rc-seal{position:absolute;right:-18px;bottom:78px;width:92px;height:92px;border-radius:50%;background:var(--gold);color:var(--deep);display:grid;place-items:center;text-align:center;font-size:.6rem;letter-spacing:.1em;line-height:1.3;box-shadow:0 10px 24px rgba(157,128,71,.35);transform:rotate(8deg)}.rc-seal strong{display:block;font:400 1.6rem/1 var(--serif);letter-spacing:0;margin-bottom:3px}
.hero-behind{position:absolute;inset:auto 40px -22px auto;width:70%;height:70%;background:var(--pale);z-index:-1}
@keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}.rise{animation:rise .7s var(--ease) both}.rise-2{animation-delay:.12s}.rise-3{animation-delay:.24s}

/* Facts band */
.facts-band{border-block:1px solid var(--line);background:var(--pale-2);padding:28px 0 20px}.facts-band>.container:first-child{display:grid;grid-template-columns:1fr 1.1fr 1fr;gap:40px}.facts-band .container>div{border-right:1px solid var(--line)}.facts-band .container>div:last-child{border:0}
.facts-band span{display:block;color:var(--muted);font-size:.7rem;font-weight:500;letter-spacing:.085em;margin-bottom:7px;text-transform:uppercase}.facts-band strong{font-size:1.5rem;font-weight:500;letter-spacing:-.02em}.facts-band strong small{font-size:.875rem;letter-spacing:0}.facts-band a{display:flex;align-items:center;gap:14px;font-size:1.5rem;font-weight:500}.facts-band a:hover{color:var(--blue)}.facts-band svg{width:23px;height:23px}.facts-band sup{font-size:.75rem}.facts-band .fact-note{font-size:.75rem;color:var(--muted);margin-top:15px;margin-bottom:0}

/* Sections */
.section-title{display:flex;align-items:flex-end;justify-content:space-between;gap:70px;margin-bottom:42px}.section-title>p{max-width:420px;margin-bottom:3px;color:var(--muted)}
.service-cards{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));border:1px solid var(--line)}.service-card{padding:23px 24px 26px;display:flex;flex-direction:column;border-right:1px solid var(--line);transition:background .2s;min-width:0;position:relative}.service-card:last-child{border-right:0}.service-card:hover{background:var(--pale)}.service-card:after{content:'';position:absolute;left:0;right:0;top:0;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}.service-card:hover:after{transform:scaleX(1)}
.card-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:34px;color:var(--blue);font-size:.75rem}.card-top>span:last-child{font-size:1.35rem}.service-card .eyebrow{font-size:.65rem;letter-spacing:.055em;margin-bottom:13px}.service-card h3{font-family:var(--serif);font-weight:400;font-size:1.55rem;letter-spacing:-.02em;line-height:1.12;min-height:3.5rem}.service-card>p:not(.eyebrow){color:var(--muted);font-size:.9rem;line-height:1.65;margin-top:16px;margin-bottom:30px}.card-bottom{font-size:.8rem;display:flex;justify-content:space-between;align-items:center;margin-top:auto;gap:10px}
.approach-section{background:var(--pale);padding:92px 0}.approach-layout{display:grid;grid-template-columns:1fr 1fr;gap:110px;align-items:center}.approach-layout>div>p:not(.eyebrow){color:var(--muted);max-width:440px;margin-top:24px}.approach-list{border-top:1px solid #8aa0af}.approach-list>div{display:grid;grid-template-columns:42px 1fr;gap:20px;padding:28px 0;border-bottom:1px solid #bdcdd8}.approach-list>div>span{color:var(--gold-ink);font-size:.8rem;font-family:var(--serif);font-size:1.1rem}.approach-list h3{font-size:1.2rem;margin-bottom:9px}.approach-list p{color:var(--muted);margin:0;max-width:380px}
.report-section{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:110px}.report-outline{background:var(--navy);padding:35px 39px;color:#fff;position:relative}.report-outline:before{content:'';position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--gold)}.report-outline-heading{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid #557184;padding-bottom:18px;font-size:.68rem;letter-spacing:.1em;color:#b8ccda}.report-outline h3{font:400 2.5rem/1.12 var(--serif);margin:25px 0 29px}.report-row{border-top:1px solid var(--line-dark);display:flex;gap:20px;align-items:center;padding:14px 0;font-size:.9rem}.report-row span:first-child{color:#a7c4d9;font-size:.72rem}.report-row span:last-child{margin-left:auto;color:var(--gold)}.report-outline>p{font-size:.75rem;color:#b7c9d6;margin:20px 0 0}.report-section>div:last-child>p:not(.eyebrow){color:var(--muted);margin-top:22px}
.body-lead{font-size:1.15rem;line-height:1.8;color:var(--muted)}
.fee-highlight{background:var(--pale-2);border:1px solid var(--line);display:grid;grid-template-columns:1.15fr 1fr;gap:60px;padding:49px 60px}.fee-highlight>div:last-child{border-left:1px solid #c6d3dc;padding-left:60px}.fee-highlight>div:last-child>p{margin:0;color:var(--muted);font-size:.9rem}.fee-number{font-size:3.5rem;letter-spacing:-.05em;line-height:1.3;margin:8px 0;font-family:var(--serif)}.fee-number span{font-size:1rem;letter-spacing:0;color:var(--muted);font-family:var(--sans)}.fee-highlight small{display:block;color:var(--muted);font-size:.8rem}.fee-highlight .text-link{margin-top:22px}
.faq-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:100px}.faq-section>div>p.muted{margin-top:25px;font-size:.9rem}.faq-list{border-top:1px solid #8ea2b0}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{display:flex;justify-content:space-between;gap:30px;cursor:pointer;list-style:none;font-size:1rem;font-weight:500;line-height:1.5;padding:22px 0}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary>span{font-size:1.3rem;font-weight:400;flex-shrink:0;transition:transform .25s;color:var(--blue)}.faq-list details[open] summary>span{transform:rotate(45deg)}.faq-list details>div{padding-bottom:22px}.faq-list p{font-size:1rem;color:var(--muted);line-height:1.75;margin:0 0 .8rem}.faq-list p:last-child{margin:0}
.insights-section{padding-top:18px;padding-bottom:100px}.insight-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:35px}.insight-grid>a{display:flex;flex-direction:column;align-items:flex-start;border-top:2px solid var(--navy);padding:24px 0;transition:border-color .2s}.insight-grid>a:hover{border-top-color:var(--gold)}.insight-grid>a>span:first-child{font-size:.7rem;letter-spacing:.07em;color:var(--muted);text-transform:uppercase}.insight-grid h3{font:400 1.6rem/1.3 var(--serif);margin:21px 0 26px;max-width:330px}.insight-grid .text-link{margin-top:auto;font-size:.875rem}
.contact-band{background:var(--navy);color:#fff;padding:70px 0;position:relative;overflow:hidden}.contact-band:before{content:'';position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:1px solid rgba(197,166,107,.25)}.contact-band:after{content:'';position:absolute;right:-40px;top:-40px;width:200px;height:200px;border-radius:50%;border:1px solid rgba(197,166,107,.35)}.contact-band>.container{display:flex;align-items:center;justify-content:space-between;gap:70px;position:relative;z-index:1}.contact-band .eyebrow{color:#acc7d9}.contact-band h2{font-size:3.2rem}.contact-band>.container>div:last-child{display:flex;flex-direction:column;align-items:center;gap:20px}.contact-band-phone{display:flex;align-items:center;gap:12px;font-size:1.1rem}.contact-band-phone svg{width:21px;height:21px}.contact-band-phone:hover{color:var(--gold)}

/* Discovery + stat panels */
.discovery-feature{background:var(--pale);padding:78px 0}.discovery-panels{display:grid;grid-template-columns:1fr 1fr;gap:25px}.discovery-panels>a{padding:32px;background:#fff;border:1px solid var(--line);transition:border-color .2s,transform .2s}.discovery-panels>a:hover{border-color:var(--gold);transform:translateY(-2px)}.discovery-panels h3{font:400 2.3rem/1.16 var(--serif);margin:12px 0 20px}.discovery-panels p{color:var(--muted);max-width:430px}
.popular-questions{display:flex;flex-wrap:wrap;gap:12px 25px;margin-top:30px;font-size:.85rem}.popular-questions>span{font-weight:600}.popular-questions a{text-decoration:underline;text-underline-offset:4px}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;border-top:1px solid var(--line);padding-top:30px;margin-top:40px}.stat-row strong{display:block;font:400 2.2rem/1.1 var(--serif);color:var(--navy);margin-bottom:6px}.stat-row span{font-size:.85rem;color:var(--muted)}
.strip{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;border:1px solid var(--line);padding:44px 52px;background:#fff}.strip h2{font-size:2.3rem}.strip>div>p{color:var(--muted);margin-top:16px;max-width:480px}.chip-row{display:flex;flex-wrap:wrap;gap:10px}
.calc-teaser{background:var(--deep);color:#fff;padding:80px 0}.calc-teaser .eyebrow{color:var(--gold)}.calc-teaser-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.calc-teaser h2{font-size:clamp(2.2rem,3.4vw,3.4rem)}.calc-teaser p{color:#c1d0db;max-width:480px;margin-top:20px}.calc-teaser .button{margin-top:26px}
.calc-preview{border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.04);padding:28px}.calc-preview .cp-label{font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:#a7c4d9}.calc-preview .cp-range{font:400 2.4rem/1.1 var(--serif);margin:10px 0 18px;color:#fff}.calc-preview .cp-bar{height:8px;background:rgba(255,255,255,.12);position:relative;margin:14px 0 8px}.calc-preview .cp-bar i{position:absolute;left:28%;right:22%;top:0;bottom:0;background:linear-gradient(90deg,var(--gold),#e6d2a2)}.calc-preview .cp-meta{display:flex;justify-content:space-between;font-size:.75rem;color:#a7c4d9}.calc-preview ul{list-style:none;padding:0;margin:20px 0 0;font-size:.85rem;color:#c1d0db}.calc-preview li{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-top:1px solid rgba(255,255,255,.1)}

/* Footer */
.site-footer{background:var(--deep);color:#b1c4d2;padding-top:65px}.footer-main{display:grid;grid-template-columns:1.4fr 1fr .9fr 1fr 1.1fr;gap:38px;padding-bottom:50px}.site-footer .logo{width:220px}.footer-brand>p{font:400 1.6rem/1.25 var(--serif);margin:25px 0 15px;color:#fff}.footer-brand>span{font-size:.8rem;display:block;max-width:260px;line-height:1.6}
.site-footer h2{font:500 .875rem/1.5 var(--sans);color:#fff;letter-spacing:0;margin:0 0 18px}.site-footer nav{display:flex;flex-direction:column;align-items:flex-start;gap:9px}.site-footer nav a{font-size:.8rem}.site-footer a:hover{color:#fff}
.footer-direct{display:flex;flex-direction:column;align-items:flex-start;gap:8px;min-width:0}.footer-direct>a{font-size:.8rem;overflow-wrap:anywhere}.footer-direct .footer-phone{font-size:1.25rem;color:#fff;white-space:nowrap}.footer-direct>p{font-size:.8rem;margin-top:10px;line-height:1.6}
.footer-group{border-top:1px solid #294254;padding:26px 0;display:flex;flex-wrap:wrap;align-items:center;gap:14px 34px;font-size:.8rem}.footer-group>span{color:#d4e1e9;font-weight:500}.footer-group a{border-bottom:1px solid transparent}.footer-group a:hover{border-color:#fff}
.footer-bottom{border-top:1px solid #294254;padding-block:24px;display:flex;justify-content:space-between;gap:45px;font-size:.75rem;align-items:start;line-height:1.6}.footer-bottom>p{max-width:640px;margin:0}.footer-bottom nav{display:flex;gap:18px;flex-direction:row}
.mobile-contact{display:none}

/* Inner pages */
.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:10px;padding-top:28px;font-size:.8rem;color:var(--muted)}.breadcrumbs a{text-decoration:underline;text-underline-offset:4px}.breadcrumbs a:hover{color:var(--navy)}
.service-hero{display:grid;grid-template-columns:1.65fr 1fr;gap:80px;padding-top:50px;padding-bottom:60px}.service-hero h1{font-size:clamp(2.8rem,5vw,4.9rem);line-height:1.05}.service-hero .body-lead{margin:25px 0 0;max-width:720px}
.scope-note{align-self:start;background:var(--pale);border-top:2px solid var(--gold);padding:30px 32px}.scope-note h2{font-size:1.9rem;margin-bottom:16px}.scope-note p{font-size:.9rem;color:var(--muted)}.scope-note ul{list-style:none;padding:0;margin-bottom:0;font-size:.875rem}.scope-note li{border-top:1px solid #c8d6df;padding:10px 0 0;margin-top:10px}.scope-note li:before{content:'\2713';color:var(--gold-ink);margin-right:10px}
.answer-summary{margin-top:30px;padding:27px 32px;background:var(--pale);border-left:3px solid var(--gold);max-width:1000px}.answer-summary>.eyebrow{display:block;margin-bottom:10px}.answer-summary>p{margin:0;font-size:1.13rem;line-height:1.75;max-width:850px}
.article-layout{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);gap:80px;padding-bottom:40px;border-top:1px solid var(--line);padding-top:44px}.article-layout>*{min-width:0}
.service-body h2{font-size:1.9rem;margin:0 0 18px;letter-spacing:-.01em}.service-body h3{font-size:1.2rem;margin:26px 0 10px}.service-body section{margin-bottom:39px}.service-body p,.service-body li{color:var(--muted);line-height:1.85;font-size:1rem}.service-body ul,.service-body ol{margin:0 0 1.25rem}.service-body a:not(.button):not(.text-link){text-decoration:underline;text-underline-offset:4px;text-decoration-color:#8aa2b2}.service-body a:not(.button):not(.text-link):hover{color:var(--navy)}.service-body .source-note{font-size:.8rem;border-top:1px solid var(--line);padding-top:18px}.service-body blockquote{margin:0 0 1.25rem;padding:18px 24px;border-left:3px solid var(--gold);background:var(--pale-2)}.service-body blockquote p{margin:0}
.checklist{padding:27px 32px;background:var(--pale-2);align-self:start;position:sticky;top:120px}.checklist h2{font-size:1.9rem}.checklist ul{list-style:none;padding:0;margin:22px 0}.checklist li{border-bottom:1px solid var(--line);padding:12px 0;font-size:.9rem;color:var(--muted)}.checklist .text-link{font-size:.85rem}.checklist ol{padding-left:20px;font-size:.9rem;line-height:1.55}.checklist ol li{padding:0;border:0;margin-top:12px}.checklist nav a:hover{text-decoration:underline}
.toc-contact{padding-top:20px;margin-top:24px;border-top:1px solid #cedbe4}.toc-contact>p{font-size:.9rem;margin-bottom:8px}
.related-services{padding-bottom:90px}.related-services .service-cards{grid-template-columns:repeat(3,minmax(0,1fr))}.related-services .service-card h3{min-height:0}
.page-intro{padding-top:55px;padding-bottom:56px}.page-intro h1{font-size:clamp(2.9rem,5.6vw,5.4rem)}.page-intro>.body-lead{max-width:720px;margin-top:25px}.page-intro .hero-actions{margin-top:28px}
.editorial-hero{padding:48px 0 30px}.editorial-hero h1{font-size:clamp(2.5rem,4.6vw,4.4rem);max-width:1080px}.editorial-hero>.byline{margin-top:24px}.byline{font-size:.875rem;color:var(--muted);margin:25px 0 0}.editorial-layout{padding-top:25px}
.article-next{background:var(--pale);padding:28px;margin-top:35px}.article-next .eyebrow{margin-bottom:12px}.article-next h2{font-size:1.8rem}.article-next p{margin:12px 0 18px}.article-next .inline-links{align-items:flex-start}
.related-reading{padding-bottom:72px}.related-reading h2{font-size:2.6rem}
.document-checklist{border-top:1px solid var(--line);padding-top:35px}.document-checklist .eyebrow{margin-bottom:10px}.document-checklist ul{padding-left:0;list-style:none}.document-checklist li{padding:10px 0 10px 28px;position:relative;border-bottom:1px solid var(--line)}.document-checklist li:before{content:'\2713';position:absolute;left:0;color:var(--gold-ink)}
.table-scroll{max-width:100%;overflow-x:auto;margin:24px 0}.comparison-table{width:100%;border-collapse:collapse;min-width:540px;font-size:.95rem;line-height:1.6}.comparison-table caption{text-align:left;font-weight:600;padding-bottom:14px}.comparison-table th,.comparison-table td{text-align:left;vertical-align:top;padding:15px 14px;border-bottom:1px solid var(--line)}.comparison-table thead{background:var(--pale)}.comparison-table thead th{font-size:.8rem;letter-spacing:.05em;text-transform:uppercase;font-weight:600}.comparison-table tbody th{font-weight:600;width:26%;color:var(--ink)}.comparison-table td{color:var(--muted)}
.worked-example{padding:25px;background:var(--pale);margin:24px 0;border-left:3px solid var(--gold)}.worked-example dl{margin:18px 0 0}.worked-example dl>div{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-top:1px solid #c8d6df}.worked-example dt{color:var(--ink)}.worked-example dd{margin:0;white-space:nowrap;font-weight:600;font-variant-numeric:tabular-nums}.worked-example dl>div:last-child{border-top:2px solid var(--navy)}.worked-example p{margin:0}
.key-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin:8px 0 34px}.key-facts>div{background:#fff;padding:18px 20px}.key-facts span{display:block;font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}.key-facts strong{font-weight:500;font-size:1.05rem}

/* Collections */
.collection-hero{padding:62px 0 52px}.collection-hero h1{font-size:clamp(2.8rem,5.2vw,5rem);max-width:1040px;line-height:1.08}.collection-hero .body-lead{max-width:750px;margin-top:26px;font-size:1.2rem}.collection-stats{display:flex;align-items:center;flex-wrap:wrap;gap:18px 35px;border-top:1px solid var(--line);margin-top:36px;padding-top:22px;font-size:.9rem;color:var(--muted)}.collection-stats strong{font-size:1.5rem;color:var(--navy);font-weight:500;margin-right:5px;font-family:var(--serif)}.collection-stats>a{margin-left:auto;color:var(--navy)}
.topic-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.topic-nav>a{padding:9px 15px;border:1px solid var(--line);font-size:.85rem;transition:background .2s,color .2s}.topic-nav>a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.collection-group{padding:38px 0 58px;border-top:1px solid var(--line)}.collection-heading{display:flex;gap:22px;align-items:flex-start;margin-bottom:26px}.collection-number{font:400 1.2rem var(--serif);color:var(--gold-ink);padding-top:10px}.collection-heading h2{font-size:2.4rem}.collection-heading p{color:var(--muted);margin:12px 0 0}
.resource-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.resource-grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.resource-card,.principle-card{min-width:0;border:1px solid var(--line);padding:29px;display:flex;flex-direction:column;align-items:flex-start;background:#fff}.resource-card{transition:background .18s,border-color .18s,transform .18s}.resource-card:hover{background:var(--pale);border-color:#9fb3c2;transform:translateY(-2px)}.resource-card h3,.principle-card h3{font-family:var(--serif);font-size:1.6rem;font-weight:400;line-height:1.23}.resource-card>p,.principle-card>p{color:var(--muted);margin:16px 0 22px;font-size:.95rem}.resource-card .card-bottom,.principle-card .text-link{margin-top:auto;display:flex;justify-content:space-between;gap:20px;width:100%}.resource-card .eyebrow{font-size:.7rem;margin-bottom:14px}
.editorial-note{border-left:3px solid var(--gold);padding:25px 32px;background:var(--pale);margin-block:24px 70px}.editorial-note>p{max-width:920px;color:var(--muted)}.editorial-note h2{font-size:2rem;margin-bottom:16px}
.sector-scope{display:grid;grid-template-columns:1fr 1fr;gap:75px;margin-block:45px 80px;border-top:1px solid var(--line);padding-top:45px}.sector-scope>div>p:not(.eyebrow){color:var(--muted)}

/* Fees, process, about, contact */
.pricing-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:30px}.standard-price{background:var(--pale);padding:42px 46px;position:relative}.standard-price:before{content:'';position:absolute;left:0;top:0;right:0;height:3px;background:var(--gold)}.standard-price h2,.complex-price h2{font-size:2.5rem}.large-price{font-size:3.6rem;letter-spacing:-.05em;line-height:1.3;margin:20px 0 0;font-family:var(--serif)}.large-price>span{font-size:.875rem;letter-spacing:0;font-family:var(--sans)}.gst{color:var(--muted);font-size:.875rem;margin-bottom:27px}.standard-price>p:not(.large-price):not(.eyebrow),.complex-price>p:not(.eyebrow){color:var(--muted)}
.tick-list{list-style:none;padding:0;margin:25px 0 30px}.tick-list li{padding-left:25px;position:relative;font-size:.95rem}.tick-list li:before{content:'\2713';position:absolute;left:0;color:var(--gold-ink)}
.complex-price{border:1px solid var(--line);padding:42px 40px}.complex-price>p{margin-top:25px}.complex-price>p.eyebrow{margin-top:0}.complex-price li{color:var(--muted);font-size:.95rem}.complex-price ul{margin-bottom:28px}
.timing-section{display:grid;grid-template-columns:1.1fr 1fr;gap:80px}.timing-section>div:last-child{color:var(--muted)}
.fee-table{margin-top:20px}.fee-table td:last-child,.fee-table th:last-child{text-align:right;white-space:nowrap}
.process-steps{max-width:950px}.process-steps article{display:grid;grid-template-columns:100px 1fr;gap:40px;border-top:1px solid var(--line);padding:38px 0}.process-steps article>span{font:400 2.5rem var(--serif);color:var(--gold-ink)}.process-steps h2{font-size:1.9rem}.process-steps p{color:var(--muted);margin-top:15px}.process-steps .step-note{font-size:.875rem;font-weight:500;color:var(--navy);background:var(--pale);padding:15px 20px;display:inline-block}
.process-note{background:var(--pale);padding:40px;margin-block:50px 90px;max-width:950px;border-left:3px solid var(--gold)}.process-note h2{font-size:1.9rem}.process-note p{color:var(--muted);margin:18px 0 0}
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:75px;padding:30px 0 10px}.about-local{background:var(--pale);padding:38px}.about-local h2{margin-bottom:28px;font-size:3.2rem}.about-local p{color:var(--muted)}.about-copy{padding-top:12px}.about-copy h2{font-size:2.4rem;margin-bottom:26px}.about-copy>p{color:var(--muted)}
.contact-person{display:flex;align-items:center;gap:15px;border-top:1px solid var(--line);padding-top:25px;margin-top:30px;margin-bottom:25px}.contact-initials{width:48px;height:48px;display:grid;place-items:center;background:var(--navy);color:var(--gold);font:400 1.1rem var(--serif)}.contact-person>div{display:flex;flex-direction:column;font-size:.875rem}.contact-person strong{font-weight:600}.contact-person>div>span{color:var(--muted);font-size:.8rem}
.contact-page{padding-top:55px;padding-bottom:100px;display:grid;grid-template-columns:1fr 1fr;gap:95px;align-items:start}.contact-page h1{font-size:clamp(2.9rem,5.4vw,5.2rem);line-height:1.03}.contact-page .body-lead{margin-top:30px}
.large-phone{display:flex;align-items:center;gap:14px;font-size:1.7rem;margin-bottom:8px}.large-phone svg{width:24px;height:24px}.large-phone:hover{color:var(--blue)}.email-link{font-size:.95rem;text-decoration:underline;text-underline-offset:5px;overflow-wrap:anywhere}.contact-note{font-size:.875rem;color:var(--muted);margin-top:25px;line-height:1.7}
.enquiry-panel{border:1px solid var(--line);background:var(--pale-2);padding:34px;position:relative}.enquiry-panel:before{content:'';position:absolute;left:0;right:0;top:0;height:3px;background:var(--gold)}.enquiry-panel>h2{font-size:2rem}.form-intro{font-size:.875rem;color:var(--muted);margin-top:14px;margin-bottom:24px}
.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:block;font-size:.875rem;font-weight:500;margin-bottom:16px}label>span{font-weight:400;color:var(--muted)}
input,select,textarea{display:block;width:100%;border:1px solid #bfced8;border-radius:0;background:#fff;color:var(--ink);padding:11px 12px;margin-top:6px;min-height:46px;font-size:1rem;max-width:100%}input:focus,select:focus,textarea:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px rgba(71,108,135,.18)}textarea{resize:vertical;line-height:1.5}textarea::placeholder,input::placeholder{color:#6c7c87;font-size:.875rem}form .button{width:100%}.form-note{font-size:.8rem;color:var(--muted);margin:12px 0 0;line-height:1.6}.form-error{color:#9b2c2c;font-size:.875rem;margin:10px 0 0}
.form-success{border:1px solid #bfced8;padding:26px;background:#edf3f6}.form-success h3{font-size:1.3rem;font-family:var(--serif);font-weight:400}.form-success p{font-size:.9rem;margin:10px 0 0}.form-success strong{color:var(--navy)}
.hp{position:absolute;left:-9999px;top:-9999px;height:0;width:0;overflow:hidden}
.side-note{background:var(--pale);padding:26px;margin-top:22px}.side-note h3{font-family:var(--serif);font-weight:400;font-size:1.4rem}.side-note p{font-size:.9rem;color:var(--muted);margin:10px 0 0}.side-note strong{color:var(--navy)}

/* Calculator */
.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:50px;align-items:start;padding-bottom:70px}.calc-form{border:1px solid var(--line);padding:32px;background:#fff}.calc-form fieldset{border:0;padding:0;margin:0 0 22px}.calc-form legend{font-weight:600;font-size:.9rem;margin-bottom:8px;padding:0}.calc-form .hint{font-size:.8rem;color:var(--muted);margin:6px 0 0}
.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.seg label{margin:0;position:relative}.seg input{position:absolute;opacity:0;width:0;height:0;min-height:0;margin:0}.seg span{display:block;border:1px solid var(--line);padding:12px 10px;text-align:center;font-size:.85rem;cursor:pointer;transition:all .15s;background:#fff}.seg input:checked+span{background:var(--navy);color:#fff;border-color:var(--navy)}.seg input:focus-visible+span{outline:3px solid #4284b3;outline-offset:2px}.seg small{display:block;font-size:.7rem;color:inherit;opacity:.75;margin-top:2px}
.money-input{position:relative}.money-input:before{content:'$';position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);margin-top:3px}.money-input input{padding-left:26px}
.calc-result{background:var(--navy);color:#fff;padding:34px;position:sticky;top:120px}.calc-result:before{content:'';position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--gold)}.calc-result .eyebrow{color:#a7c4d9}.calc-range{font:400 clamp(1.9rem,3.4vw,2.8rem)/1.1 var(--serif);letter-spacing:-.02em;margin:6px 0 8px;min-height:1.2em}.calc-range small{font:500 .8rem var(--sans);color:#a7c4d9;display:block;margin-top:8px;letter-spacing:0}
.calc-bar{height:10px;background:rgba(255,255,255,.12);position:relative;margin:22px 0 8px}.calc-bar i{position:absolute;top:0;bottom:0;background:linear-gradient(90deg,var(--gold),#e6d2a2);transition:left .4s var(--ease),right .4s var(--ease)}.calc-bar-meta{display:flex;justify-content:space-between;font-size:.72rem;color:#a7c4d9}
.calc-breakdown{list-style:none;padding:0;margin:24px 0 0;font-size:.85rem;color:#c1d0db}.calc-breakdown li{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-top:1px solid rgba(255,255,255,.12)}.calc-breakdown li strong{color:#fff;font-weight:500;white-space:nowrap}.calc-breakdown li.total{border-top:1px solid var(--gold);color:#fff}
.calc-empty{color:#c1d0db;font-size:.95rem;line-height:1.7}.calc-notes{font-size:.78rem;color:#a7c4d9;margin:20px 0 0;line-height:1.6}.calc-result .button{margin-top:22px}
.calc-insights{margin-top:40px}.calc-insights h2{font-size:1.9rem;margin-bottom:12px}.calc-insights li{margin-top:12px;color:var(--muted)}

/* Glossary, FAQ page, locations */
.glossary-index{display:flex;flex-wrap:wrap;gap:6px;margin:22px 0 40px}.glossary-index a{width:38px;height:38px;display:grid;place-items:center;border:1px solid var(--line);font-size:.85rem}.glossary-index a:hover{background:var(--navy);color:#fff}.glossary-index span{width:38px;height:38px;display:grid;place-items:center;border:1px solid var(--line);color:#b8c3cb;font-size:.85rem}
.glossary dl{margin:0}.glossary .term{border-top:1px solid var(--line);padding:26px 0;display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.6fr);gap:30px}.glossary dt{font:400 1.45rem/1.25 var(--serif);color:var(--navy)}.glossary dd{margin:0;color:var(--muted);line-height:1.75}.glossary dd a{text-decoration:underline;text-underline-offset:4px}.glossary .letter{font:400 2.4rem var(--serif);color:var(--gold-ink);margin:40px 0 6px}
.faq-page .faq-group{border-top:1px solid var(--line);padding:36px 0 20px}.faq-page .faq-group h2{font-size:2rem;margin-bottom:10px}
.location-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.location-grid a{border:1px solid var(--line);padding:22px;display:flex;flex-direction:column;gap:8px;transition:border-color .2s,background .2s}.location-grid a:hover{border-color:var(--gold);background:var(--pale)}.location-grid strong{font:400 1.5rem/1.2 var(--serif)}.location-grid span{font-size:.85rem;color:var(--muted)}
.notice{border:1px solid var(--line);border-left:3px solid var(--gold);padding:18px 22px;background:var(--pale-2);font-size:.9rem;color:var(--muted);margin:0 0 28px}
.prose{max-width:820px}.prose h2{font-size:1.9rem;margin:34px 0 14px}.prose h3{margin:24px 0 8px}.prose p,.prose li{color:var(--muted);line-height:1.8}.prose a{text-decoration:underline;text-underline-offset:4px}
.search-box{display:flex;gap:10px;margin:26px 0}.search-box input{margin:0}.search-box .button{width:auto}.search-results a{display:block;border-top:1px solid var(--line);padding:18px 0}.search-results a:hover h3{color:var(--blue)}.search-results h3{font:400 1.35rem/1.3 var(--serif)}.search-results p{margin:6px 0 0;color:var(--muted);font-size:.9rem}.search-results small{color:var(--blue);font-size:.75rem;letter-spacing:.06em;text-transform:uppercase}

/* Responsive */
@media(min-width:1500px){.home-hero{gap:100px;padding-top:70px;padding-bottom:75px}}
@media(max-width:1190px){.container{width:calc(100% - 64px)}.desktop-nav{gap:18px;font-size:.85rem}.nav-row{gap:22px}.logo{width:205px}.home-hero{gap:42px}.home-hero h1{font-size:clamp(3.2rem,6vw,5.2rem)}.hero-actions{gap:18px}.service-card{padding:20px 17px}.service-card h3{font-size:1.4rem}.approach-layout,.report-section,.faq-section{gap:65px}.service-hero,.article-layout{gap:50px}.footer-main{grid-template-columns:1.2fr 1fr 1fr 1fr}.footer-direct{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;gap:8px}.contact-page{gap:45px}.fee-highlight{padding:40px}.fee-highlight>div:last-child{padding-left:40px}.resource-grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.location-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.dropdown-wide{min-width:560px}}
@media(max-width:960px){.desktop-nav,.header-contact{display:none}.mobile-menu{display:block;margin-left:auto}.mobile-menu summary{list-style:none;display:flex;gap:14px;align-items:center;cursor:pointer;font-size:.875rem;font-weight:500;padding:12px}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu>nav{position:absolute;left:0;right:0;top:100%;padding:16px 32px 25px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 15px 20px rgba(16,44,67,.08);display:flex;flex-direction:column;max-height:calc(100dvh - 100px);overflow:auto}.mobile-menu a{padding:11px 0;display:flex;justify-content:space-between;border-bottom:1px solid var(--line)}.mobile-menu .group{font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);padding:18px 0 4px;font-weight:600}.mobile-menu .sub{padding-left:16px;font-size:.95rem}.mobile-menu .button{margin-top:18px;justify-content:center}
.nav-row{height:80px}.home-hero{grid-template-columns:1fr;gap:34px;padding-top:38px;padding-bottom:40px}.home-hero h1{font-size:clamp(3.2rem,9vw,4.6rem)}.hero-description{font-size:1rem}.hero-copy>.eyebrow{font-size:.65rem}.hero-visual{max-width:520px}.report-card{margin:0;transform:none}.hero-behind{display:none}
.facts-band strong,.facts-band a{font-size:1.15rem}.facts-band>.container:first-child{gap:24px}.facts-band span{font-size:.65rem}.section{padding-block:76px}.section-title{gap:35px}.section-title>p{max-width:330px}
.service-cards{grid-template-columns:repeat(3,minmax(0,1fr));border-bottom:0}.service-card{border-bottom:1px solid var(--line);padding:24px}.service-card:nth-child(3){border-right:0}.card-top{margin-bottom:22px}.service-card h3{font-size:1.5rem;min-height:0}.service-card:last-child{border-right:1px solid var(--line)}
.approach-layout,.report-section{gap:40px}.approach-section{padding-block:75px}.report-outline{padding:26px}.report-outline h3{font-size:2.2rem}.fee-highlight{gap:30px;padding:35px}.fee-highlight>div:last-child{padding-left:30px}.fee-highlight h2{font-size:2.3rem}.fee-number{font-size:3rem}.faq-section{grid-template-columns:.75fr 1.25fr;gap:40px}.insight-grid{gap:22px}.insight-grid h3{font-size:1.5rem}.contact-band h2{font-size:2.6rem}.contact-band>.container{gap:30px}
.service-hero{grid-template-columns:1fr;gap:35px}.scope-note{max-width:650px}.article-layout{grid-template-columns:minmax(0,1fr) 260px;gap:30px}.checklist{padding:22px}.pricing-grid{gap:20px}.standard-price,.complex-price{padding:30px}.large-price{font-size:3.1rem}.contact-page{grid-template-columns:1fr;gap:40px;max-width:700px}
.resource-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.resource-card,.principle-card{padding:24px}.about-grid,.sector-scope{gap:35px}.about-local{padding:28px}.about-local h2{font-size:2.6rem}.collection-stats>a{margin-left:0}.discovery-panels h3{font-size:2rem}.calc-layout{grid-template-columns:1fr}.calc-result{position:static}.calc-teaser-grid{grid-template-columns:1fr;gap:40px}.strip{grid-template-columns:1fr;gap:26px;padding:32px}.stat-row{grid-template-columns:repeat(2,1fr)}.glossary .term{grid-template-columns:1fr;gap:10px}.location-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-main{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:680px){html{scroll-padding-top:6rem}body{padding-bottom:62px}.container{width:calc(100% - 40px)}.topline .container{justify-content:center;min-height:33px}.topline .container>span{display:none}.topline{font-size:.75rem}.nav-row{height:72px}.logo{width:190px}.mobile-menu summary{padding-right:0}
.home-hero{padding-top:34px;gap:30px}.hero-copy{padding:0}.hero-copy>.eyebrow{font-size:.62rem;gap:8px;margin-bottom:20px}.home-hero h1{font-size:clamp(3rem,13vw,4.4rem);line-height:1.02}.hero-description{font-size:1rem;margin-top:20px}.hero-actions{gap:14px;margin-top:24px}.button{min-height:50px;font-size:.875rem;padding:12px 18px;gap:20px}.quiet-link{font-size:.85rem}.hero-assurance{gap:10px 15px;font-size:.75rem;margin-top:22px}.report-card{padding:24px 22px}.report-card h2{font-size:1.4rem}.rc-seal{width:74px;height:74px;right:-8px;bottom:60px;font-size:.52rem}.rc-seal strong{font-size:1.3rem}
.facts-band{padding-top:24px}.facts-band>.container:first-child{grid-template-columns:1fr 1fr;gap:24px 15px}.facts-band .container>div:nth-child(2){border:0}.facts-band .container>div:last-child{grid-column:1/-1;border-top:1px solid var(--line);padding-top:16px;display:flex;align-items:center;justify-content:space-between;gap:15px}.facts-band .container>div:last-child>span{max-width:125px;line-height:1.5;margin:0}.facts-band strong,.facts-band a{font-size:1.1rem}.facts-band svg{width:17px;height:17px}.facts-band a{gap:9px}.facts-band span{font-size:.62rem}
.section{padding-block:60px}.section-tight{padding-block:48px}h2{font-size:2.2rem}.section-title{display:block;margin-bottom:28px}.section-title>p{max-width:100%;margin-top:20px}.eyebrow{font-size:.7rem;margin-bottom:14px}
.service-cards{grid-template-columns:1fr}.service-card{border-right:0!important;display:block;padding:22px}.card-top{margin-bottom:12px}.service-card .eyebrow{margin:0 0 8px}.service-card h3{font-size:1.65rem}.service-card>p:not(.eyebrow){font-size:1rem;margin:13px 0 20px}.card-bottom{font-size:.875rem}
.approach-layout,.report-section{grid-template-columns:1fr;gap:36px}.approach-section{padding-block:60px}.approach-list>div{padding-block:22px;grid-template-columns:28px 1fr;gap:14px}.approach-list h3{font-size:1.15rem}.report-outline{padding:26px}.report-outline h3{font-size:2.2rem}.report-row{font-size:.875rem}.fee-highlight{grid-template-columns:1fr;padding:28px;gap:26px}.fee-highlight>div:last-child{border-left:0;border-top:1px solid var(--line);padding:22px 0 0}.fee-highlight h2{font-size:2.2rem}.fee-number{font-size:3rem}
.faq-section{grid-template-columns:1fr;gap:28px}.faq-list summary{gap:20px;font-size:.98rem;padding:20px 0}.insights-section{padding-bottom:60px}.insight-grid{grid-template-columns:1fr;gap:13px}.insight-grid>a{padding:21px 0}.insight-grid h3{font-size:1.6rem;max-width:100%;margin:16px 0 20px}
.contact-band{padding:50px 0}.contact-band>.container{display:block}.contact-band h2{font-size:2.4rem}.contact-band>.container>div:last-child{align-items:flex-start;margin-top:26px}
.site-footer{padding-top:45px}.footer-main{grid-template-columns:1fr 1fr;gap:32px 22px}.footer-brand{grid-column:1/-1}.site-footer .logo{width:220px}.footer-brand>span{max-width:100%}.footer-direct{display:flex;grid-column:1/-1;margin-top:5px}.site-footer nav a{font-size:.875rem}.footer-bottom{flex-direction:column;gap:12px;font-size:.75rem;padding-block:22px}
.mobile-contact{display:grid;grid-template-columns:.8fr 1.5fr;position:fixed;bottom:0;left:0;right:0;height:calc(62px + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);z-index:40;box-shadow:0 -3px 18px rgba(10,32,50,.1);background:var(--navy)}.mobile-contact>a{display:flex;justify-content:center;align-items:center;gap:10px;font-size:.85rem;line-height:1.3;background:var(--navy);color:#fff;padding:12px}.mobile-contact>a:first-child{background:#edf3f7;color:var(--navy)}.mobile-contact svg{width:19px;height:19px}.mobile-contact span{font-size:1.2rem}
.breadcrumbs{font-size:.75rem;padding-top:22px}.service-hero{padding-block:34px 42px}.service-hero .body-lead{font-size:1.05rem}.scope-note{padding:24px}.scope-note h2{font-size:1.7rem}.article-layout{display:flex;flex-direction:column;gap:26px;padding-top:32px}.article-layout>article{order:2;width:100%}.article-layout>.checklist{order:1;width:100%;position:static;padding:22px}.checklist ol{display:grid;gap:8px;margin:0}.checklist ol li{margin:0}.toc-contact{display:none}.service-body h2{font-size:1.7rem}.related-services{padding-bottom:50px}.related-services .service-cards{grid-template-columns:1fr}
.page-intro{padding-top:36px;padding-bottom:38px}.page-intro>.body-lead{font-size:1.05rem}.pricing-grid{grid-template-columns:1fr}.standard-price,.complex-price{padding:26px}.standard-price h2,.complex-price h2{font-size:2.2rem}.large-price{font-size:3rem}.timing-section{grid-template-columns:1fr;gap:25px}.process-steps article{grid-template-columns:36px 1fr;gap:16px;padding-block:26px}.process-steps article>span{font-size:1.7rem}.process-steps h2{font-size:1.7rem}.process-note{padding:26px;margin-block:25px 50px}.process-note h2{font-size:1.8rem}
.contact-page{padding-top:36px;padding-bottom:56px}.contact-page .body-lead{font-size:1.05rem}.enquiry-panel{padding:24px}.enquiry-panel>h2{font-size:1.8rem}.field-pair{grid-template-columns:1fr;gap:0}.large-phone{font-size:1.5rem}
.collection-hero{padding:36px 0 34px}.collection-hero .body-lead{font-size:1.05rem}.collection-stats{gap:14px 22px;margin-top:24px}.topic-nav>a{font-size:.8rem;padding:8px 11px}.collection-group{padding:30px 0 40px}.collection-heading{gap:15px}.collection-heading h2{font-size:2rem}.resource-grid,.resource-grid-4{grid-template-columns:1fr;gap:14px}.resource-card,.principle-card{padding:22px}.resource-card h3,.principle-card h3{font-size:1.6rem}.editorial-note{padding:22px;margin-bottom:44px}.editorial-note h2{font-size:1.75rem}.sector-scope,.about-grid{grid-template-columns:1fr;gap:26px}.sector-scope{margin-block:20px 50px;padding-top:32px}
.editorial-hero{padding-top:32px}.answer-summary{padding:22px;margin-top:22px}.answer-summary>p{font-size:1.02rem}.article-next{padding:22px}.discovery-feature{padding:52px 0}.discovery-panels{grid-template-columns:1fr;gap:16px}.discovery-panels>a{padding:24px}.discovery-panels h3{font-size:1.9rem}.popular-questions{flex-direction:column;gap:12px}.about-local h2{font-size:2.5rem}.about-copy h2{font-size:2.1rem}.inline-links{align-items:flex-start;gap:14px 20px}.key-facts{grid-template-columns:1fr}.calc-teaser{padding:56px 0}.calc-form{padding:22px}.seg{grid-template-columns:1fr}.calc-result{padding:26px}.stat-row{grid-template-columns:1fr 1fr;gap:18px}.location-grid{grid-template-columns:1fr}.glossary-index a,.glossary-index span{width:34px;height:34px}.strip{padding:24px}.strip h2{font-size:1.9rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
@media print{.site-header,.topline,.mobile-contact,.contact-band,.site-footer,.hero-actions,.button,.checklist,.related-reading{display:none!important}.container{width:100%}.section{padding:25px 0}.home-hero{display:block}.hero-visual{display:none}body{padding:0;color:#000}a{text-decoration:underline}.article-layout{display:block}}